Nearly 2-6 children in 1000 are impacted with autism in India and yet the support system available is minuscule. While things are changing, including insurance for children diagnosed with autism, its not enough, not even bare minimum. Along with the governments NIRAMAYA – Health Insurance Scheme, only Star Health has a health insurance for autistic kids. Sum Insured Type: Individual | Sum Insured Options : Rs.3,00,000/-Policy Tenure : One year | Copay : This policy is subject to copayment of 20% for each and every claim. | Pre-acceptance Medical Screening : No pre-acceptance medical screening. Waiting period: 30 days waiting period24 months waiting period for specified disease/procedure48 months waiting period for treatment of pre existing…
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Govt of India NIRAMAYA – Health Insurance Scheme) for Autism
The National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities as health insurance plan for autism which covers Health insurance cover of up to Rs. 1.0 lakh. Scheme Description The scheme envisages delivering comprehensive cover which will Have a single premium across age band Provide same coverage irrespective of the type of disability covered under the National Trust Act Insurance cover upto Rs.1.0 lakh , on reimbursement basis only. All persons with disabilities under the National Trust Act with valid disability certificate will beeligible and included. No pre-insurance medical tests Treatment can be taken from any hospital. To learn more about the scheme,…
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Autism – Signs & Symptoms (Infographic)
While what you see in the infographic is indeed the early signs of autism but still can’t be generalized, they are indeed good indicators though. I have shared my experience on the discovery with my child, a lot of it is true and few not so relevant. Each individual is different, so is the discovery process and our action. Prefers to play alone: This is true, he always had and still plays alone, and I don’t think it’s his preference, but he doesn’t yet to how to play with others. If we sit together and play a game, he will but gets bored quickly and wants to get into his…
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Autistic Children Have Higher Risk of Eating Disorder
A recent study conduced on 5,381 adolescents, suggests, adolescents with disordered eating had a 20% increase in SCDC (Social and Communication Disorders Checklist) scores . Autistic social traits were reported by mothers using SCDC at age seven, 11, 14 and 16 years. Key Excerpts from the Study; The SCDC is a measure of social communication problems, a core feature of ASD. Disordered eating behaviours – including dieting, fasting, binge eating and purging – occur across the whole eating disorder spectrum and are a risk factor for the development of eating disorders Greater autistic social traits in childhood could represent a risk factor for the development of disordered eating in adolescence…